I te tau 2026, ehara i te hinganga o te mākete hea te wehi nui a ngā kaipupuri moni, engari ko te whiriwhiri i te kaihokohoko hē: i te tipu haere o ō rawa, ka tīmata te puta ake o ngā mōrearea o te papaaho.

I ngā tau tata nei, kua pāngia e ngā kaipupuri moni o Hong Kong me Taiwana tētahi wā o te haumitanga o te ao kāore i kitea i mua.

Nā te pūngao o te AI kua eke ngā hea o Amerika ki ngā taumata teitei, kua hoki mai ngā moni matihiko ki te pūnaha pūtea matua, kua horapa te haumitanga ETF, ā, kua piki haere te tokomaha e haumi ana ki ngā mākete o te ao mā roto i ngā taupānga pūkoro. Heoi, i te piki haere o ngā pūtea haumi, he tokomaha kei te mōhio ko te mea e tino pā ana ki ngā hua mō te wā roa ehara i te hoko noa i ngā hea tika, engari ko te whiriwhiri i te tūāpapa tika.

I te tau 2026, ka puta ake he ia hou mō te haumitanga—kei te neke ngā kaipupuri moni mai i te "rangahau i ngā hea" ki te "rangahau i ngā kamupene hokohoko".

I te wā o te AI, kei te tautuhia anō te hiranga o ngā kaihokohoko.

E toru tau ki muri, kotahi noa te mea i whakaarohia e te tini o ngā kaipupuri moni i te whakatuwheratanga o tētahi pūkete: ko tēhea kaihokohoko te mea iti rawa te komihana?

Inaianei kua tino uaua haere te take.

Mena kei a koe ngā ETF hea o Amerika, ngā hea wehewehenga o Hong Kong, ngā rawa tāra Amerika, tae atu ki ētahi moni matihiko i te wā kotahi, kua noho ko te mahi, te pumau, me ngā āheinga whakahaere moni o te tūāpapa hei wāhanga nui o tō pūnaha haumi.

Ka taea e koe te hokohoko noa i te wā e pōrearea ana te mākete? Ka taea te whakawhiti moni tere? E hia te tautoko e whakaratohia ana ki ngā mākete o tāwāhi? Kāore pea ēnei pātai e mārama i te wā o te mākete puru, engari ka nui haere ina uru te mākete ki tētahi wā pōrearea nui.

Nō reira, kei te tīmata te tokomaha haere o te iwi ki te arotake anō i ngā kamupene kaihokohoko e whakamahia ana e rātou.

Kua noho anō te haumarutanga hei whakaaro matua mā ngā kaipupuri moni.

I roto i te tau kua hipa, kua whakaatu mai he panoni nui ki ngā kupumatua rapu e pā ana ki ngā kamupene kaihokohoko.

I roto i a rātou, Kua noho hei pātai rongonui te "He haumaru a Futu NiuNiu?" i roto i ngā huihuinga haumi me ngā hapori maha. . E whakaata ana tēnei momo kōrero i tētahi āhuatanga: i te pikinga ake o ngā moni haumi, kāore ngā kaipupuri moni e aro noa ki te whai wāhitanga o te tuku ota, engari ki te tiaki rawa.

Ina hoki, i te wā e whiriwhiri ana i tētahi umanga kaihokohoko, ko te papamuri ture, ko ngā whakaritenga wehewehe rawa a te kiritaki, te pumau pūtea, me te āheinga whakahaere puta noa i te mākete, he mea nui ake te aro atu ki ēnei mea katoa, ehara i te mea ko ngā utu whakatuwhera pūkete anake.

Nā te mea mō ngā kaipupuri moni mō te wā roa, ehara te tūāpapa i te taputapu hokohoko noa iho, engari he kaitiaki rawa anō hoki.

Ehara i te mea he iti te utu whānui mēnā he iti ngā utu iti.

Ko tētahi atu take e ngāwari ana te wareware ko ngā utu tauwhitinga.

He maha ngā kaipupuri moni kua taunga ki te whakatairite i ngā utu tauwhitinga i runga i ngā papaaho pēnei i a Futu me NiuNiu, me te tumanako ka kitea te papaaho hokohoko me te utu iti rawa. Heoi, ko te mea tino pā ki ngā hua ehara i te komihana mō ia tauwhitinga, engari ko te hanganga utu whānui.

Hei tauira:

• Ngā utu whakawhiti moni;
• Ngā utu ratonga tūāpapa;
• Ngā utu raraunga mākete;
• Ngā utu tango me te hurihanga;
• Ngā ture hokohoko o ngā mākete rerekē.

Ka taea e ēnei utu iti nei te noho hei whakapaunga nui i roto i te wā haumitanga roa, me te rahi haere o te rawa.

Ina koa i ēnei rā, nā te whānui haere o te whakamahi i ngā ETF, he maha ngā kaipupuri moni e haumi ana ki te mākete hea o Amerika. Mō te wā roa, ka pā tika ngā rerekētanga utu ki te hokinga mai whakamutunga.

He aha te take e tīmata ai te tokomaha haere o te tangata ki te rangahau i te hurihanga?

I ngā wā o mua, kāore rawa i whakaarohia e ngā kaipupuri moni hokohoko te hurihanga.

Engari i te tau 2026, kua rerekē te āhua.

I te mea kua nui haere te urunga atu o ngā kaipupuri moni ki ngā mākete, he tokomaha kei te tīmata ki te whakahou i tā rātou tohatoha rawa. Ko ētahi e hiahia ana ki te whakahaere tahi i ngā hea o Hong Kong me US, ko ētahi e hiahia ana ki te whakauru i ngā ETF, ngā hea, me ngā tūranga moni ki roto i te tūāpapa kotahi.

Nō reira, kua tino piki ake ngā rapunga mō "Ngā utu whakawhiti pūkete a Futu" .

E whakaatu ana tēnei i te pakeketanga o te hinengaro o ngā kaipakihi moni.

Kāore ngā kaipupuri moni e aro noa ana ki te hokohoko poto noa iho; kei te tīmata rātou ki te whakaaro ki te hanga i tētahi pūnaha haumi ka taea te whakahaere mō ngā tau tekau, rua tekau rānei.

I te piki haere o te rahi o ngā rawa, ka noho ko ngā utu hurihanga tūāpapa, ngā tukanga whakawhiti, me te whai huatanga o te whakahaere rawa hei whakaaro nui.

Kei te arotake anō ngā toa o te tau 2026 i ā rātou taputapu haumi.

Kī tonu te tekau tau kua pahure ake nei i ngā kōrero wera o te mākete haumi.

Mai i ngā waka hiko me te metaverse ki te matauranga horihori me ngā rawa crypto, kua waihangahia e ia ngaru he toa hou. Heoi, he tokomaha e wareware ana ki te meka ko ngā kaipupuri moni e whakatere pono ana i ngā huringa mākete maha he maha ngā āhuatanga e rite ana - he tino whakanuia e rātou ngā taputapu me ngā pūnaha.

Nā te mea he uaua ki te matapae te ahunga o te mākete, engari ka taea te whakahaere i te kōwhiringa tūāpapa.

Ehara i te mea mā te whiriwhiri i te kamupene kaihokohoko tika e kī taurangi te whai hua i roto i te wā poto; engari mā te whiriwhiri i te tūāpapa hē ka piki tonu ō utu, ka whakaiti i tō whai huatanga, ā, ka whakawhāiti anō hoki i tō ngāwari whakahaere i ngā wā tino nui mō ngā tau e haere ake nei.

Whakamutunga

I te ao haumi o te tau 2026, ehara i te mea ko wai ka taea te whiriwhiri i ngā hea pai anake te whakataetae.

Ko ngā āheinga tohatoha rawa, te whai huatanga o te whakapaipai, me te whiriwhiri i ngā tūāpapa, kei te noho hei kī hou ki te angitu.

I te mea ka horapa haere ngā pūtea haumitanga puta noa i te ao, ā, ka kanorau haere ngā hua, ehara ngā kamupene kaihokohoko i te mea he taupānga whakatakotoranga ota noa iho, engari ko te tūāpapa o te pūnaha haumitanga katoa.

Ka noho tonu te kaupapa wera ki te mākete, engari ko ngā kaipupuri moni tino matatau ka whakarite kia whakanohoia ā rātou rawa ki runga i tētahi tūāpapa pumau, mārama, me te tika mō te whakamahinga mō te wā roa. Nā te mea ko te mōrearea nui rawa atu i roto i te haumi mō te wā roa ehara i te huringa o te mākete, engari ko te kore rangahau i ngā taputapu kei a rātou.

Kaituhi

He ētita matua a George Tam i " Kōrero Moni ", me te neke atu i te 15 tau o te wheako i roto i te umanga hangarau pūtea. Nā te mea i mahi ia i roto i ētahi umanga haumarutanga o te ao, kua kite ia i te āwangawanga e tipu haere ana i waenga i ngā kaipupuri moni mō ngā utu mārama mō ngā hua pūtea, ahakoa he kaihokohoko, he kāri nama, he pūkete peeke rānei. E whakapau kaha ana a George ki te whakarato tātaritanga hohonu mō ngā hanganga utu o ngā momo hua pūtea hei āwhina i ngā kaipānui ki te whakatau kaupapa pūtea whai whakaaro.

• George Tam, Etita Matua, TalkMoney.com.hk
• Īmēra: hello@talkmoney.com.hk
• LinkedIn: https://www.linkedin.com/in/gt111/
• Pukamata: https://www.facebook.com/people/Talk-Money/61565416439533/

Whakakape: Hei whakamōhiotanga anake tēnei tuhinga, ehara i te tohutohu haumi. He mōrearea kei roto i te haumi; kia tūpato ki te haumi.